We recognise that speed and flexibility are paramount to our customers. For this reason we take away the need for personal interviews and minimise the disruption to your business activity. Our simple approach is reflected with no requirements to provide recent or annual trading information. We can provide term finance on properties including;
For borrowers looking to raise between £50k and £2m, the process is geared towards being simple, quick and flexible. Mortgage products are available with terms up to 30 years, generally up to 85% LTV (for transactions up to £500k) and have an option for self certification of income.
It is important to distinguish that we will provide a mortgage product and therefore the advance is made against the market value of the property, excluding goodwill and any fixtures or fittings.
We are able to arrange lending up to 90% of purchase price for sitting tenants purchasing at a discount (subject to this not exceeding our LTV restrictions on valuation) and 100% advances can be made with additional security (either residential or commercial property) from the borrower. Early repayment charges apply.
The product can be used for any purpose including;