Brytannic Extra Finance are a mortgage and homeowner loan broker. We work 100% for you, our customer. We are not tied to one bank, instead we work from a panel which enbles us to research a number of different lenders to find the right solution for you. We dont charge any upfront fees, so its worthwhile giving us a call or apply online.

Short Term/Bridging Finance

Competetive, Flexible Funding Tailored to you

A bridging loan is effectively a short term loan secured on property by way of either a first or second mortgage with the minimum of formalities. Short term bridging loans can provide invaluable help in cases of temporary cash shortfall.

Bridging finance can be used in a number of different circumstances, e.g. refurbishment - buying dilapidated properties and then renovating and selling them in a short space of time. One of the most common usages is when people buy a new property before their present one is sold - "a bridge".

With bridging finance, the loan will always be secured against residential or commercial property. A first or second charge will be taken against new or existing property, or a combination of both. Another great use for bridging finance is for people who purchase property at auction, where funds are required quickly. Bridging is much quicker to arrange than a normal residential mortgage; on average 3-5 working days from first enquiry to completion




Bridging loans can be used for a number of reasons:

  • Purchase of a new property before an existing property has been sold.
  • Purchase a property for improvement or extension and then resale.
  • Auction purchase
  • Complete purchase of an overseas property
  • Capital raising

Usually a bridging loan is for a period of between 3 and 6 months, however a longer term may be justified under certain circumstances.

Monthly interest payments are not usually required to be paid during the period of the loan and interest payments can be deferred or rolled up until completion.

How do I apply?

Brytannic Extra Finance are a mortgage and homeowner loan broker. We work 100% for you, our customer. We are not tied to one bank, instead we work from a panel which enbles us to research a number of different lenders to find the right solution for you. We dont charge any upfront fees, so its worthwhile giving us a call or apply online.